Microsoft Copilot

Features

• Copilot in Microsoft 365 apps. Inside Outlook, Copilot prioritises your inbox, summarises threads and coaches drafts on tone and clarity. In Word it searches and summarises complex documents; in Excel it helps create, analyse and visualise data. Official source 1 ↗
• Teams meeting recaps. In Teams meetings Copilot gives summaries, key discussion points including who said what, suggested action items and answers to questions. Official source 1 ↗
• Work-grounded chat and search. Once signed in, Copilot references your chats, files, emails and apps to answer questions. Copilot Search returns results from your work content and apps. Official source 1 ↗
• Researcher and Analyst agents. Business plans include pre-built agents. Researcher handles multistep research across work data and the web; Analyst uses a reasoning model optimised for data analysis. Official source 1 ↗ · Official source 2 ↗
• Copilot Cowork for multi-step tasks. Chat handles answers grounded in your work, while Cowork takes on complex, multi-step work across your apps, data and workflows. Business plans list Cowork usage as metered. Official source 1 ↗ · Official source 2 ↗
• Notebooks and Create. Notebooks gather chats, files and meeting notes and produce podcast-style summaries. Create turns a prompt, template or brand kit into designs, images, posters, videos and more. Official source 1 ↗
• Build your own agents. Agent Builder creates work-grounded agents from natural-language instructions, and Copilot Studio extends and manages them at scale. Official source 1 ↗
• Automatic model selection. Copilot combines several AI models; Auto weighs accuracy, speed and cost to choose the model for each request. Business plans list the latest OpenAI GPT-5.X models. Official source 1 ↗ · Official source 2 ↗
• Personal AI in consumer plans. Consumer plans add visual help from your screen or camera, AI-generated audio (English only) and AI image creation, with usage rising by plan; Premium and Pro add agentic AI for research and analytics. Official source 1 ↗

Pricing & free limits

Billing details

Individual subscriptions auto-renew unless cancelled; yearly billing saves up to 17%, but Pro is monthly only. Official source 1 ↗

Business plans are auto-renewing annual subscriptions, priced higher on monthly billing, with free trials. Official source 1 ↗

Copilot Cowork usage is metered on all three business plans rather than included at a fixed amount. Official source 1 ↗

Free access & limits

Copilot has a free usage level; paid plans list higher, extensive or highest usage, but numeric free limits are not published on these pages. Official source 1 ↗

Work users without Copilot licences can sign in with a work account to try Copilot Chat. Official source 1 ↗

Best for & limitations

Working through an inbox in Outlook: prioritising mail, summarising threads and adjusting the tone of drafts. Official source 1 ↗

Catching up on a Teams meeting with a summary and suggested action items. Official source 1 ↗

Researching a complex question across work data and the web with Researcher. Official source 1 ↗

Turning rough OneNote notes into plans, tasks and action lists. Official source 1 ↗

Building a dashboard, tracker or app by describing it, without coding experience (Copilot Code, in Microsoft Frontier). Official source 1 ↗

• AI for the subscription owner only. On shared consumer plans, Copilot AI features belong to the subscription owner, cannot be shared, and have usage limits. Official source 1 ↗
• Tiered usage, no published numbers. Usage is tiered by plan rather than unlimited, and Premium gets only limited agentic AI. Official source 1 ↗
• Preview and Frontier features. Copilot Code and the Home view need the Microsoft Frontier programme; Autopilot is in private preview. AI-generated audio is English only. Official source 1 ↗ · Official source 2 ↗
• Business plans capped at 300 users. Business Standard and Premium with Copilot cover up to 300 users. Official source 1 ↗