Website-checked tool profile

Fina

Web finance tracker for personal and business money, with AI transaction categorization, AI chat, custom budgets and invoicing.

Sources checked Oct 13

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Pricing: Free plan at $0, Premium at $12 per month or $8.25 per month billed yearly, and Business at $25 per month or $20 per month billed yearly. Official source 1 ↗
Available as: Web app, designed for the browser on any device. · No native iOS or Android app yet; on phones you add the web app to your home screen. Official source 1 ↗ Official source 1 ↗
Primary group: Business & Operations

What it does

Fina is a web-based finance tracker for personal, family and business money. It connects bank accounts, uses AI to categorize transactions and has an AI chat for questions about your finances, alongside custom categories, rules, formulas, budgets and dashboards. A Business tier adds invoicing, double-entry bookkeeping and Stripe payments.

Official source 1 ↗ · Official source 2 ↗

Features

AI transaction categorization. Fina AI categorizes most transactions automatically; you map its AI tags to your own categories and add rules for anything it should always handle the same way. Official source 1 ↗
AI chat about your finances. An AI tab in each profile answers questions about that profile's money, keeps context for follow-up questions and offers suggested questions. Official source 1 ↗
Bank connections and spreadsheet sync. Connect banks through Plaid and MoneyKit, or keep manual transactions in a Google Sheet that Fina syncs; US users can track a house value via Zillow. Official source 1 ↗
Rules, tags and shared category setups. Rules set category, tag or merchant on matching transactions, past and future; category setups can be imported from other users and saved as snapshots. Official source 1 ↗ · Official source 2 ↗
Multiple profiles, budgets and custom metrics. Keep personal, family and business finances in separate profiles with a combined view, run several budgets over custom time ranges, and build formula-based metrics for dashboards. Official source 1 ↗
Sharing with family or advisors. Invite people to your workspace as viewers or editors; advisors and coaches can run a white-label Fina app for clients. Official source 1 ↗
Business tier: invoices and bookkeeping. Create and send invoices, collect payment through Stripe, keep double-entry books and generate financial statements in the same workspace. Official source 1 ↗ · Official source 2 ↗

Pricing & free limits

Free

$0free

Transactions in Google Sheets, one personal finance portfolio, fast manual entry, AI categorization and unlimited custom templates. Official source 1 ↗

Premium

$12per month; $8.25 per month billed yearly

Unlimited bank connections, multiple portfolios, multiple currencies, partner collaboration, AI categorization and unlimited templates. Official source 1 ↗

Business

$25per month; $20 per month billed yearly

Everything in Premium plus invoice management, Stripe payments, customer account tracking, double-entry bookkeeping and balance sheet and P&L reports. Official source 1 ↗

Billing details

Plans are billed monthly or yearly; the yearly price is lower. A referral offer gives Premium free for life after inviting three friends. Official source 1 ↗

Free access & limits

The free plan keeps transactions in Google Sheets with one personal finance portfolio; unlimited bank connections and multiple portfolios need Premium. Official source 1 ↗

Best for & limitations

Replace a budgeting spreadsheet: connect bank accounts, let AI categorize transactions, and review spending in dashboards. Official source 1 ↗

Track household money with a partner or share it with a financial advisor. Official source 1 ↗

Run a freelance or small-business practice: invoice clients, take Stripe payments and keep books next to personal finances. Official source 1 ↗

AI chat is early. Fina describes its AI chat as a work in progress that is still primitive. Official source 1 ↗
No native mobile app. There is no native iOS or Android app yet; phones use the web app. Official source 1 ↗
House value tracking is US-only. Zillow-based house value tracking only works for US addresses. Official source 1 ↗