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Digits

AI-native general ledger that automates bookkeeping, reconciliation and month-end close for US businesses and accounting firms.

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Pricing
Digits publishes three plans in US dollars: Essentials at $65 per month, Core at $100 per month and Pro at $250 per month, with Pro marked as coming soon. A 30-day free trial is offered and there are no setup fees. Each business or location needs its own subscription, and costs for accepting payments and paying bills vary by plan. Official source 1 ↗ · Official source 2 ↗
Available as
Digits runs as a web application. · Native Digits Mobile apps are available for iPhone and iPad on every plan. · A developer API and MCP server give programmatic access to the ledger and are included in all plans. Official source 1 ↗ · Official source 2 ↗ Official source 1 ↗ Official source 1 ↗
Primary group
Business & Operations

What it does

Digits is accounting software from Digits Financial, Inc. that it describes as an AI-native general ledger for business owners and accountants. It connects to banks, cards and payroll, categorises and reconciles transactions with AI as they arrive, and brings bookkeeping, month-end close, bill pay, invoicing and live financial statements into one system. Accounting firms can also use it to run client books and review exceptions.

Official source 1 ↗

Features

  • 24/7 AI bookkeeping. Digits says it has trained dozens of AI models that pull transactions from connected banks, cards and payroll, gather context and book them to your chart of accounts continuously. Lower-confidence items are surfaced for review and the system learns from accountant decisions. Official source 1 ↗ · Official source 2 ↗
  • Automated reconciliation. Digits matches activity against the ledger and reconciles connected bank, card and payroll accounts around the clock, surfacing exceptions with context. Each match is tied to a highlighted area on the statement PDF. Official source 1 ↗ · Official source 2 ↗
  • Agentic Close. The Agentic Close runs collection, booking, reconciliation, schedules, review and reporting inside the ledger. It drafts fixed-asset and prepaid schedules, runs quality checks for categorisation, balances, duplicates and anomalies against configurable materiality thresholds, and escalates exceptions with a recommended action. Official source 1 ↗
  • Ask Digits assistant. Ask Digits answers natural-language questions about cash flow, expenses, revenue, vendors, budgets and forecasts, starts tasks and surfaces items needing attention. Statements and receipts can be dropped in or forwarded to a Digits email address for processing. Digits says raw financial data is not sent outside its proprietary models. Official source 1 ↗
  • Live financial statements and dashboards. Profit and loss, balance sheet and cash flow statements and dashboards update automatically as transactions sync. Core and Pro add custom dashboards and dimensional reporting. Official source 1 ↗
  • Bill pay and invoicing. Bill pay (drag, drop, approve, pay) and invoicing are included on every plan. Official source 1 ↗
  • Bank and app connections. Digits connects to more than 12,000 financial institutions and lists native integrations with Mercury, Ramp, Gusto, BILL, Stripe, Arc, Ignition, Karbon and Reach Reporting. Official source 1 ↗
  • Accountant collaboration and firm tools. Businesses can invite their existing accountant or find one in Digits' directory. Firms get a close tracker across clients, firm branding, custom review checks and a performance dashboard. Official source 1 ↗ · Official source 2 ↗
  • Security controls. Digits states it is SOC 2 Type II compliant, uses revocable tokens and TLS for data access, applies per-organisation envelope encryption to uploaded reports and encrypts data at rest. Official source 1 ↗

Pricing & free limits

Essentials

$65per month (per business; billing term not stated)

Aimed at solopreneurs and early-stage businesses. Includes the ledger, 24/7 AI bookkeeping and reconciliation, bank and payroll connections, financial statements, quality checks, bill pay, invoicing, mobile apps and the API & MCP. Dimensional accounting, automated schedules and budget vs. actuals are not included; custom reports and dashboards are limited to firm partners. Official source 1 ↗

Core

$100per month (per business; billing term not stated)

Labelled Most Popular, for small and growing businesses. Adds dimensional accounting (department and location tracking) and automated schedules to Essentials. Budget vs. actuals is not included; custom reports and dashboards are limited to firm partners. Official source 1 ↗

Pro

$250per month (per business; billing term not stated)

For scaling businesses with internal finance teams; marked as coming soon. Adds custom reports, custom dashboards and budget vs. actuals. Official source 1 ↗

Billing details

A 30-day free trial is available before choosing a plan. Official source 1 ↗

Prices are per business: multi-entity companies need a separate subscription for each business or location. Official source 1 ↗

There are no setup fees. Sales tax may be added depending on location, and plans can be upgraded or downgraded at any time by contacting the team. Official source 1 ↗

Costs for accepting payments and paying bills depend on the plan and are detailed in the help centre rather than on the pricing page; Digits notes transaction fees may apply for Bill Pay. Official source 1 ↗ · Official source 2 ↗

Accounting firms can try Digits on their own books for free, access partner-only plans and unlock discounts as they grow on Digits; these firm prices are not published. Official source 1 ↗

Free access & limits

There is no ongoing free plan for businesses; free use is a 30-day trial. Official source 1 ↗ · Official source 2 ↗

Best for & limitations

A small business owner connects bank, card and payroll accounts and lets Digits categorise and reconcile transactions continuously, reviewing flagged items instead of doing data entry, and exports a tax package for a preparer at year end. Official source 1 ↗ · Official source 2 ↗

An accounting firm runs month-end close for many clients from one dashboard, managing by exception as quality control flags unusual transactions, reconciliation mismatches and balance anomalies. Official source 1 ↗

A founder asks questions about cash flow, expenses or revenue trends in plain language and checks live runway and burn metrics. Official source 1 ↗ · Official source 2 ↗

A business moving from another ledger can connect Digits alongside its existing tools and run it in parallel before deciding to switch. Official source 1 ↗

  • US entities only. Digits is currently available only to US-based entities. Official source 1 ↗
  • Does not file taxes. Digits prepares books for tax time but does not file tax returns itself; filing is done by your preparer or a Digits accounting partner. Official source 1 ↗
  • Pro plan not yet available. The Pro plan, the only tier with budget vs. actuals and self-serve custom reports and dashboards for businesses, is marked as coming soon. Official source 1 ↗
  • Separate subscription per entity. Each business or location requires its own subscription, so multi-entity companies pay per entity. Official source 1 ↗
  • Payment fees not on pricing page. The cost of accepting payments and paying bills varies by plan and is not listed on the pricing page. Official source 1 ↗
  • Verified financials may need an accountant. Digits suggests that financials for investors, lenders or tax authorities may still need review and validation by a professional. Official source 1 ↗
Digits product screenshot
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