Submit a toolReviewed tool profile
AI accounting software that categorises, reconciles and closes the books for startups, with optional partner bookkeeping.
Sources checked
Puzzle is web-based accounting software from Puzzle Financial Inc. aimed at startups, small businesses and accounting firms. AI agents categorise transactions, run reconciliations and draft financial statements on Puzzle's own general ledger, while users review and approve before anything posts. It connects to finance tools such as Stripe, Brex, Mercury, Ramp and Gusto, and can be bought as software only or bundled with a vetted partner bookkeeper who closes the books each month.
Official source 1 ↗ · Official source 2 ↗ · Official source 3 ↗1 seat, 25 lifetime AI credits. Includes auto-categorisation, auto-drafted financial statements, cash and accrual books, unlimited connections, a 1-click tax report and CPA-approved chart of accounts templates. Free for the first 2 months. Official source 1 ↗
5 seats, 25 lifetime AI credits. Adds cash, burn, runway and margin insights, spend and revenue tracking, variance analysis, multi-entity via integration, advanced reporting and a custom chart of accounts. Official source 1 ↗
Unlimited seats, 100 AI credits per month. Adds AI accuracy review, AI reconciliations, AI insights, categorising from your inbox, classes/departments/projects, revenue recognition and priority support. Official source 1 ↗
Unlimited seats, 300 AI credits per month. Adds subledgers, no transaction or integration limits, backup and restore, and dedicated onboarding and support. Official source 1 ↗
Software plus a bookkeeper who reviews the AI's work and closes the books monthly, with up to three bookkeeping questions a month. For businesses with up to $10K in monthly expenses, one entity, one accounting basis, and no payroll processing, AP/AR or inventory. Full Service (a named bookkeeper running the whole close) is priced by expense volume; no figure is shown on the captured page. Official source 1 ↗
The pricing page advertises a 20% saving for yearly billing and footnotes the shown plan prices as monthly equivalents billed annually; separate monthly-billing prices are not confirmed in the captured page. Official source 1 ↗
Add-ons are priced separately and require an active subscription: migration $149 one-time per system, R&D study 1.5% of qualified research expenses, catch-up bookkeeping $300 per month of books behind, and tax prep from $1,250 by entity type plus $250 per state. Official source 1 ↗
Puzzle offers a refund of subscription fees if an eligible customer does not cut month-end close time by at least 50% versus prior general ledger software. Eligibility requires onboarding within 7 days, connecting all primary data sources through supported live integrations, a single-entity structure, and no reliance on CSV or PDF uploads; savings are customer-reported. Official source 1 ↗
Accounting services run on top of the software subscription and cannot be bought on their own. Official source 1 ↗
There is no ongoing free plan in the captured pricing; Starter is free for its first two months. Official source 1 ↗
An early-stage founder keeps books current and tracks cash, burn and runway without a finance team, and has statements ready for investor due diligence. Official source 1 ↗
A startup moving off QuickBooks imports its history, connects Stripe, Ramp, Brex or Mercury, and shortens month-end close by having categorisation and reconciliations drafted during the month. Official source 1 ↗
A bookkeeping firm runs many high-transaction clients in separate environments with standardised workflows and exception-based review. Official source 1 ↗
A fintech or SaaS platform embeds accounting through the API, recording revenue and expenses automatically and showing cash flow, burn and runway inside its own product. Official source 1 ↗
Similar tools
Published tools that share its categories.
